Thursday, September 26, 2019

महारष्ट्र में बैंक खाता धारक रोते दिखे

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पीएमसी बैंक (पंजाब और मुंबई सहकारी बैंक) के कई खाताधारक अपनी मेहनत की कमाई को निकालने के लिए लड़ रहे हैं। मुंबई में कई लोग अपने ही पैसे के लिए बैंक के सामने कतार में रोते दिख रहे हैं। पीएमसी बैंक से संबंधित हर चीज को जानने के लिए यह पूरा ब्लॉग पढ़ें।

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PMC बैंक की स्थापना 1983 में हुई थी। यहाँ तब तक सबकुछ ठीक चल रहा था जब तक कि यहाँ एक रियल एस्टेट समूह HDIL (हाउस डेवलपमेंट इंफ्रास्ट्रक्चर लिमिटेड) को ऋण स्वीकृत नहीं कर दिया गया था । ऋण की कुल राशि रु 2500 करोड़ थी ।

बाद में एचडीआईएल पीएमसी को ऋण राशि का भुगतान करने में असमर्थ रहा । फिर RBI ने पूरे परिदृश्य में प्रवेश किया और HDIL को अनुचित तरीके से ऋण देने के लिए पीएमसी को दोषी ठहराया । RBI को यह संदेह था कि पीएमसी के कर्मचारी एचडीआईएल के साथ किसी प्रकार के घोटाले में जुड़े होंगे।

RBI ने PMC को 6 महीने के लिए लेन-देन करने से रोक दिया और इसे निगरानी पर रख दिया। इसने बैंक खाताधारकों के लिए रुपये निकालने की सीमा भी कम कर दी, प्रतिदिन Rs. 1,000 ।

यह पूरी स्थिति राजनीतिक रूप से जल्द ही बदल गई क्योंकि महाराष्ट्र चुनाव अगले महीने में है।

एनसीपी के मुख्य प्रवक्ता नवाब मलिक ने कहा, "यह आरबीआई और सरकार की जिम्मेदारी है कि वह हस्तक्षेप करे और लोगों के मन में विश्वास पैदा करे। उन्हें यह सुनिश्चित करने के लिए कदम उठाना चाहिए कि लोगों का पैसा नाले में न जाए।"

जिस पर बीजेपी ने जवाब दिया कि एचडीआईएल ने 'पवार होम्स' को शरद पवार को दान के रूप में दिया है, जो स्पष्ट रूप से साजिश में एनसीपी के जुड़ाव को दर्शाता है।

पूरी स्थिति देखने के बाद बैंक के खाता धारकों को डर था कि बैंक उनकी गाढ़ी कमाई को लेकर भाग जाएगा।

RBI ने इसके मद्देनजर रुपये निकासी की सीमा बढ़ा दी । निकासी की सीमा 10,000 कर के RBI ने लोगो  को थोड़ी सुविधा पहुंचाई ।

अधिक अपडेट के लिए हमारे ब्लॉग का अनुसरण करें।

PMC Bank in Trouble, Account holders seen crying

Click Here To Read in Hindi
Many account holders of PMC Bank (Punjab and Mumbai cooperative bank) are fighting for withdrawl of their own hard earned money. Many people in Mumbai seem to be crying in queque in front of the bank for their own money. Read this complete blog to find everything related to PMC Bank.

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To read about PMC Bank go here - https://www.pmcbank.com

What Happened ?


PMC Bank was founded in 1983. Everything was going well until it sanctioned a loan to HDIL (House Development Infrastructure Limited) a real estate group. The total amount of of loan amounted be Rs. 2500 Crore.

Afterwards HDIL was unable to payback the loan amount to PMC Bank. Then RBI entered the whole scenario and thrashed PMC for giving loan to HDIL in a unjustified way. It suspected PMC Bank employees to be associated in some sort of scam with HDIL.

Measures Taken by RBI


RBI restricted PMC from doing transactions for 6 months and put it on a check. It also reduced withdrawl limit for bank account holders to Rs. 1,000 daily.

Political Scenario


This whole situation turned poltical soon as Maharashtra election is just in next month.

NCP chief spokesperson Nawab Malik said, "It is the RBI and the government's responsibility to intervene and create trust in the minds of the people. They should take steps to ensure that people's money does not go down the drain,"

To which BJP replied that HDIL has given Pawar Homes as donation to Sharad Pawar, which clearly reflects the association of NCP in the conspiracy.

Current Situation


After seeing the whole situation Account Holders of the bank feared that the Bank will ran away with their hard earned money.

RBI Increased the withdrawl limit to RS. 10,000 a day for the bank account holders to provide them some ease..


Follow our blog for more updates.

Tuesday, September 17, 2019

Petroleum Prices In India Might Increase Drastically - Click Here to Read More

Whole world is now facing a huge threat of suddden price hike of Oil. This situation worsens in the case of India , which is currently going through recession.This situation has arrived due to the attack on Saudi Aramco. To find out what has happened, Read this blog.

Saudi Aramco, the Saudi Arabian Oil company, was attacked with drone on 16th september. Two major oilfields namely Abqaiq Oilfield and Khurais oilfield situated near the capital Riyadh were attacked and started to burn .

To Read more about Saudi Aramco click here - https://en.wikipedia.org/wiki/Saudi_Aramco

Houthi Rebels and Saudi Arabia


Houthi Rebels, a Yemen based group took responsibility of this attack. Yemen has been going through Civil War from past few years. Houthi Rebels is a group fighting against their government with Arms and Ammunition to get in power. Houthi Rebel has gain full control over western part of Yemen. Yemen government is supported by Saudi Arabia, which made them Houthi Rebels's enemy.

Reaction from World


Many people and countries like USA believes that, Iran is behind this attack and Iran is just using Houthi Rebels. This was conveyed through the minister of states of America, Pompeo.

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What happened after attack


Saudi Arabia post attack cut down oil supply by almost 50%. They reduced supply by 5 million barrels, highest in the history. This affected the global market very badly and immedietly the price of oil barrels increased to 72 from 60. US President , Trump in his tweet stated that there is no need to worry as they will release their reserve. This statement was made in accordance with the upcoming elections in USA.

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How India will be affected


India will be very badly affected from this as India is the third largest oil importing country in the world after USA and China and for India Saudi Arabia is the largest oil exporting country after Iraq. This has been confirmed from RBI Governor, Srikanta Das's statement who says Saudi Aramco attack will have some effect on India's current account deficiet and fiscal situation.

This tension in Gulf region needs to be sort out soon to remove this energy crisis.


Hope you liked my blog, follow for more such updates.





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Saturday, September 7, 2019

Reliance Jio Fiber Everything Explained .All Pros and Cons Discussed

Reliance Jio fiber on their AGM held in Mumbai on 12th August promised many things to their customers among which the launch of JIO GIGA FIBER on 5th of september was top of it.


Reliance Jio promised many things alongwith its jio gigafiber like 4K TV and HD Set up box as welcome offer. In the demonstration held in AGM, Set up box connected with jio fiber could also be used as gaming platform. Also Tv video calling is possible through Jio Fiber.


JIo promised that HD set up box will come with Free OTT (on the top) subscriptions. They also revealed that charges will only be for data and calling services will be free through the landline supported on jio fiber.


Mukesh Ambani, CEO of Reliance Jio, stated that plans for jio fiber will range from rs. 699 for to rs 10,000 a month and speed will be in range of 100 mbps to 1 gbps. Rest was supposed to be revealed on 5th september 2019. All these things created a hype in the masses.

What was revealed on 5th september


As Jio did to the telecom sector everybody was imagining the same thing in broadband sector but this time Jio disappointed.


Jio promised that the plans will start from rs 699 onwards but on 5th september Jio revealed that extra 18 % GST will be charged on these plans and also the plans will come in Bandwidth limit after that speed will be reduced..


Jio launched 6 plans that is Bronze, Silver, Gold, Diamond, Platinum and Titanium. Jio's promise that it will offer minimum speed of 100 mbps also proved to be a lie as in Bronze plan it is clearly stated that maximum speed will be 100 mbps.


Now coming to the Welcome offer, Jio promised that it will offer HD set up box and 4k TV along with Jio fiber but on 5th september Jio revealed that 4K TV will only be given in annual Titanium Plan that will cost around 1,01,988 plus 18% GST.

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To View Plan go to - https://www.jio.com/fiber/en-in/plans


HD TV will be given in minimum 2 year annual Gold plan that will cost 31,176 plus 18 % GST.

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Below this plan speaker will be given.


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HD Set up box will be given in each plan.


One time payment of rs. 2500 will be taken in which rs 1,500 will be taken as security and will be returned later.
Also the name of OTT platforms is still not revealed by the Jio.

whether we should buy or not



Jio's plan is expensive than many local broadband services but the services provided by the jio is unmatchable. Jio is giving Welcome offer on annual plans only that means you will be bound to Jio for a year. So buy if you need it only. Overall this time Jio has not done something extra ordinary in the field of broadband services.

Hope you liked my post. For any query comment down below.

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